Debt Financing

Debt financing is obtained from different sources. Some of those sources would be friends, relatives, (fools), banks, and finance companies, the U.S. Small Business Administration (SBA) or the U.S. Department of Agriculture (USDA).

Start-up businesses almost always need to go through a government guaranty program agency such as SBA, or the USDA. Banks generally need a cash flow history in order to have certainty that the loan will be repaid. A start-up business has no history, therefore the government guaranty.

An expanding business generally goes through a bank as a straight up deal, i.e., without a government guaranty. Due to present economic conditions, some if not most, of expanding businesses are experiencing inconsistent cash flow for repayment of loan obligations due to a down turn in business. They will need a government guaranty to secure a business loan in order to secure business expansion.

That’s where Veillon Business Consulting, LLC steps in. With our commercial loan experience, extensive contacts with a network of banks, government agencies, and alternative lenders, if you qualify, Veillon Business Consulting, LLC can get your request approved.

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